My name is Ann and I was haveing problems with my mortage company. I was pay every month and my son died fo sudden cardiac death on October 21, 2004.  We had so many bills and my husband had been on the Job for 9 months. We lost 1 car and the medical Bills and Funeral were over $20,000. It was hard for my husband to work and he is trying so hard on his commissions. We got behind 1 month on our Mortgage and

got letters of forclosure. I sent the payment in and they sent it back and told me I had to send 2 payments.

I sent 2 payments and they returned them.I tried to call the help problem dept and they called me back

after a month. They would not accept my payments so I hired a Forclosure Company and took my payment

money for their fee and have saved 3 payments so far. I don't know what to do we don't want to lose our

house. This is scaring me and we are all seeing counselors for our grief. We need help. We keep getting deeper and the people keep telling us they are working on the mortgage. We are using a hardship. We are really miss our son and we can't lose our home.

Thanks for listening

Ann

Ann

My son died at age 13 of sudden cardiac death. We need help from losing our house. We are trying so hard

but the bills are so high from the death.

Ann